Suggested Strategy

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Volatility
ABLV AB Low Vol Equity 15% 4.10% -4.64% -4.71% 8.78% 7.18% 10.76%
BREB BR EM Bond 15% 2.77% 0.87% -5.16% 5.81% 3.53% 5.47%
JHHY JH Global HY 20% 2.98% -0.51% -0.20% 8.65% 5.25% 4.25%
MSBO MS Global Bond 25% 0.83% 1.52% -3.33% 2.99% 0.87% 4.83%
MSGB MS Global Brands 15% 2.55% -3.63% -3.01% 11.20% 7.69% 11.02%
TKAS FT K2 Alt Strategies 10% 1.76% -1.43% -2.65% 3.40% - 3.83%
Average 2.39% -0.98% -3.07% 6.69% N/A 6.53%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Volatility
AHLG Man AHL Diversified Guernsey 10% -1.00% 5.08% -10.45% -4.32% 3.67% 16.26%
BREB BR EM Bond 10% 2.77% 0.87% -5.16% 5.81% 3.53% 5.47%
JHHY JH Global HY 20% 2.98% -0.51% -0.20% 8.65% 5.25% 4.25%
MSGB MS Global Brands 25% 2.55% -3.63% -3.01% 11.20% 7.69% 11.02%
MSGO MS Global Opp 20% 7.08% -2.56% -5.58% 17.53% 12.76% 15.11%
SCSC SCH Global Smaller Companies 15% 7.16% -8.87% -14.97% 8.22% 3.96% 13.73%
Average 3.90% -2.26% -5.72% 9.42% 6.84% 10.86%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Volatility
ACEM AB Emerging Markets Growth 15% 6.58% 1.39% -25.90% 8.59% 1.28% 17.21%
AHLG Man AHL Diversified Guernsey 15% -1.00% 5.08% -10.45% -4.32% 3.67% 16.26%
INEE INV European Equity 15% 4.31% -3.74% -19.24% 6.55% 1.96% 13.70%
MSEC MS EM Corp Debt 10% 1.38% 0.66% -4.16% 5.53% 3.63% 3.51%
MSEG MS US Growth 25% 10.71% -3.07% 8.09% 21.14% 12.72% 18.31%
SCSC SCH Global Smaller Companies 20% 7.16% -8.87% -14.97% 8.22% 3.96% 13.73%
Average 5.73% -2.07% -9.73% 9.11% 5.37% 14.75%

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Volatility
BREBE BR EM Bond 15% 2.54% 2.27% 1.79% 4.28% 7.26% 8.42%
JHHYE JH Global HY 20% 2.85% -1.29% -2.94% 6.46% 3.85% 4.27%
MFPWE MFS Prudent Wealth - E 15% 1.94% 0.69% 5.29% 4.92% 8.38% 7.47%
MSGBE MS Global Brands 15% 2.44% -4.43% -5.82% 8.74% 6.21% 11.06%
PMGBE PIMCO Global Bond - Euro 25% 0.29% 0.34% -1.98% 0.90% 1.86% 2.35%
TKASE FT K2 Alt Strategies 10% 1.67% -2.18% -5.23% 1.12% - 3.87%
Average 1.85% -0.61% -1.42% 4.32% N/A 5.87%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Volatility
AHLGE Man AHL Diversified Guernsey - Euro 10% -1.08% 4.15% -13.22% -6.45% 1.85% 15.36%
BRCEE BR Cont Euro Flex 15% 4.48% -6.78% -13.28% 4.68% 5.08% 13.99%
BREBE BR EM Bond 10% 2.54% 2.27% 1.79% 4.28% 7.26% 8.42%
MSCBE MS Euro Corp Bond 20% 0.26% -1.22% -3.45% 2.46% 2.20% 2.55%
MSGBE MS Global Brands 25% 2.44% -4.43% -5.82% 8.74% 6.21% 11.06%
SCSCE SCH Global Smaller Companies - Euro 20% 6.90% -7.89% -9.30% 5.97% 7.12% 14.19%
Average 2.86% -3.30% -7.14% 4.36% 5.09% 10.59%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Volatility
ACEME AB Emerging Markets Growth - Euro 15% 6.12% 2.43% -20.73% 7.05% 4.86% 17.48%
AHLGE Man AHL Diversified Guernsey - Euro 15% -1.08% 4.15% -13.22% -6.45% 1.85% 15.36%
BRMCE BR EM Corp Bond 10% 1.39% 0.18% -5.03% 3.45% 2.10% 3.21%
INEEE INV European Equity 15% 3.83% -2.59% -12.88% 5.02% 5.54% 13.23%
MSEGE MS US Growth - Euro 25% 10.46% -1.78% 16.00% 19.37% 16.76% 19.55%
SCSCE SCH Global Smaller Companies - Euro 20% 6.90% -7.89% -9.30% 5.97% 7.12% 14.19%
Average 5.46% -1.41% -5.39% 7.22% 7.66% 14.96%

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Volatility
ABHYG AB Global High Yield - GBP 20% 2.65% -3.00% -10.37% -0.20% -3.87% 4.84%
BRWBG BR World Bond - GBP 25% 0.09% 1.61% -1.48% 0.72% 1.77% 2.23%
GATRG GAM Trading II - GBP 10% - 2.35% 2.65% -0.12% 1.27% 0.00%
IVSB2G IVC Sterling Bond 15% 0.61% -0.38% -1.60% 3.50% 3.34% 2.22%
MFWG MFS Prudent Wealth H - GBP 10% 2.07% -0.54% -3.18% 5.69% 6.04% 6.92%
MSGBG MS Global Brands 20% 2.54% -4.01% -4.20% 10.34% 7.53% 11.07%
Average N/A -0.88% -3.58% 3.29% 2.41% 4.76%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Volatility
ABHYG AB Global High Yield - GBP 15% 2.65% -3.00% -10.37% -0.20% -3.87% 4.84%
AHLGG Man AHL Trend - GBP 10% -6.23% 2.77% -11.64% -0.53% 5.57% 13.70%
FIAFG FI America - GBP 15% 1.56% -3.40% -0.55% 12.11% 11.80% 14.40%
JHGEG JH Global Equity 20% 2.22% -3.45% -1.83% 16.74% 12.70% 14.68%
MFEDG MFS Emerging Markets Debt - GBP 15% -0.84% 3.10% 2.31% 8.34% 8.13% 10.58%
MSGBG MS Global Brands 25% 2.54% -4.01% -4.20% 10.34% 7.53% 11.07%
Average 0.96% -1.91% -3.87% 8.92% 7.39% 11.55%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Volatility
AHLGG Man AHL Trend - GBP 15% -6.23% 2.77% -11.64% -0.53% 5.57% 13.70%
BRWTG BR World Technology - GBP 20% 6.56% -4.51% 7.98% 28.86% 19.91% 20.07%
MFEEG MFS EM Equity 15% 6.79% 2.27% -15.27% 13.76% 3.36% 15.44%
MFEV2G MFS Europe Value 15% 0.26% -1.18% -3.52% 11.09% 8.84% 13.21%
MSGBG MS Global Brands 25% 2.54% -4.01% -4.20% 10.34% 7.53% 11.07%
SCECG SCH EM Corp Bond 10% -0.58% 2.87% 3.36% 7.93% 8.04% 9.49%
Average 2.01% -1.04% -3.68% 12.80% 9.33% 14.08%