Suggested Strategy

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Volatility
ABLV AB Low Vol Equity 15% 11.29% 12.52% 4.69% 8.94% 8.18% 10.11%
BREB BR EM Bond 15% 7.54% 7.29% 1.95% 4.81% 4.23% 5.26%
JHHY JH Global HY 20% 6.83% 5.95% 4.67% 8.16% 5.59% 3.77%
MSBO MS Global Bond 25% 2.79% 2.94% -1.42% 2.21% 0.90% 4.82%
MSGB MS Global Brands 15% 14.44% 12.88% 11.82% 12.39% 10.05% 10.49%
TKAS FT K2 Alt Strategies 10% 4.07% 4.65% 0.18% 3.79% - 3.63%
Average 7.46% 7.29% 3.37% 6.48% N/A 6.20%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Volatility
AHLG Man AHL Diversified Guernsey 10% 1.97% 3.58% 1.61% -3.34% 4.37% 15.92%
BREB BR EM Bond 10% 7.54% 7.29% 1.95% 4.81% 4.23% 5.26%
JHHY JH Global HY 20% 6.83% 5.95% 4.67% 8.16% 5.59% 3.77%
MSGB MS Global Brands 25% 14.44% 12.88% 11.82% 12.39% 10.05% 10.49%
MSGO MS Global Opp 20% 18.62% 17.83% 0.71% 19.40% 14.61% 13.67%
SCSC SCH Global Smaller Companies 15% 13.55% 12.39% -7.32% 7.28% 4.91% 12.64%
Average 11.68% 10.92% 3.29% 9.85% 8.15% 10.12%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Volatility
ACEM AB Emerging Markets Growth 15% 17.11% 19.12% -18.85% 7.66% 4.05% 16.17%
AHLG Man AHL Diversified Guernsey 15% 1.97% 3.58% 1.61% -3.34% 4.37% 15.92%
INEE INV European Equity 15% 9.77% 10.15% -9.01% 6.12% 2.66% 12.84%
MSEC MS EM Corp Debt 10% 5.18% 5.24% 1.11% 5.57% 4.22% 3.42%
MSEG MS US Growth 25% 22.54% 21.53% 10.74% 23.93% 14.50% 17.50%
SCSC SCH Global Smaller Companies 20% 13.55% 12.39% -7.32% 7.28% 4.91% 12.64%
Average 13.19% 13.31% -2.61% 9.56% 6.69% 13.98%

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Volatility
BREBE BR EM Bond 15% 7.49% 8.07% 10.14% 4.51% 8.33% 7.74%
JHHYE JH Global HY 20% 6.14% 5.10% 1.66% 5.84% 4.07% 3.80%
MFPWE MFS Prudent Wealth - E 15% 6.73% 7.60% 12.81% 6.16% 9.81% 7.02%
MSGBE MS Global Brands 15% 13.73% 12.04% 8.45% 9.75% 8.44% 10.51%
PMGBE PIMCO Global Bond - Euro 25% 1.69% 1.99% 0.17% 0.76% 2.01% 2.27%
TKASE FT K2 Alt Strategies 10% 3.35% 3.76% -2.51% 1.40% - 3.68%
Average 6.18% 6.05% 4.83% 4.56% N/A 5.49%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Volatility
AHLGE Man AHL Diversified Guernsey - Euro 10% 1.20% 2.52% -1.59% -5.61% 2.57% 15.12%
BRCEE BR Cont Euro Flex 15% 16.28% 16.12% 1.07% 7.96% 7.10% 12.27%
BREBE BR EM Bond 10% 7.49% 8.07% 10.14% 4.51% 8.33% 7.74%
MSCBE MS Euro Corp Bond 20% 3.28% 3.38% 0.57% 2.54% 2.61% 2.31%
MSGBE MS Global Brands 25% 13.73% 12.04% 8.45% 9.75% 8.44% 10.51%
SCSCE SCH Global Smaller Companies - Euro 20% 13.56% 13.11% -0.39% 6.43% 8.47% 12.65%
Average 10.11% 9.79% 3.16% 5.32% 6.48% 9.75%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Volatility
ACEME AB Emerging Markets Growth - Euro 15% 16.30% 19.46% -12.98% 7.11% 8.05% 15.84%
AHLGE Man AHL Diversified Guernsey - Euro 15% 1.20% 2.52% -1.59% -5.61% 2.57% 15.12%
BRMCE BR EM Corp Bond 10% 3.80% 3.70% -0.27% 2.86% 2.50% 3.13%
INEEE INV European Equity 15% 9.19% 10.95% -2.01% 5.68% 6.65% 11.56%
MSEGE MS US Growth - Euro 25% 22.58% 22.52% 19.66% 23.57% 19.00% 17.92%
SCSCE SCH Global Smaller Companies - Euro 20% 13.56% 13.11% -0.39% 6.43% 8.47% 12.65%
Average 12.74% 13.56% 2.32% 8.54% 9.28% 13.70%

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Volatility
ABHYG AB Global High Yield - GBP 20% 4.31% 3.84% -6.51% -1.04% -3.63% 4.48%
BRWBG BR World Bond - GBP 25% 1.68% 1.77% 1.05% 0.59% 1.87% 2.24%
GATRG GAM Trading II - GBP 10% 2.85% 3.70% 8.33% 1.23% 2.15% 0.00%
IVSB2G IVC Sterling Bond 15% 2.92% 2.89% 1.71% 3.82% 3.60% 2.06%
MFWG MFS Prudent Wealth H - GBP 10% 6.59% 6.92% 3.68% 5.88% 7.04% 6.60%
MSGBG MS Global Brands 20% 14.17% 12.54% 10.44% 11.43% 9.82% 10.51%
Average 5.50% 5.21% 2.51% 3.51% 3.16% 4.53%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Volatility
ABHYG AB Global High Yield - GBP 15% 4.31% 3.84% -6.51% -1.04% -3.63% 4.48%
AHLGG Man AHL Trend - GBP 10% -0.57% 2.73% 0.84% 1.38% 7.61% 13.59%
FIAFG FI America - GBP 15% 3.64% 4.68% 8.04% 10.03% 11.68% 14.05%
JHGEG JH Global Equity 20% 7.21% 8.79% 5.34% 15.41% 13.54% 13.70%
MFEDG MFS Emerging Markets Debt - GBP 15% 0.84% 1.89% 8.86% 7.18% 8.41% 10.53%
MSGBG MS Global Brands 25% 14.17% 12.54% 10.44% 11.43% 9.82% 10.51%
Average 6.25% 6.73% 5.32% 8.50% 8.39% 11.09%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Volatility
AHLGG Man AHL Trend - GBP 15% -0.57% 2.73% 0.84% 1.38% 7.61% 13.59%
BRWTG BR World Technology - GBP 20% 19.24% 19.34% 14.15% 31.51% 22.24% 18.83%
MFEEG MFS EM Equity 15% 11.52% 12.68% -9.59% 10.47% 5.13% 14.17%
MFEV2G MFS Europe Value 15% 7.50% 8.62% 8.52% 11.39% 10.33% 12.03%
MSGBG MS Global Brands 25% 14.17% 12.54% 10.44% 11.43% 9.82% 10.51%
SCECG SCH EM Corp Bond 10% 1.89% 2.37% 9.33% 7.95% 8.52% 9.48%
Average 10.35% 10.84% 6.34% 13.44% 11.22% 13.31%