Suggested Strategy

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Volatility
ABLV AB Low Vol Equity 15% 16.32% 5.31% 7.86% 11.37% 7.94% 10.23%
BREB BR EM Bond 15% 11.31% 3.79% 10.20% 4.76% 4.21% 5.11%
JHHY JH Global HY 20% 11.39% 4.02% 8.83% 8.94% 5.69% 3.53%
MSBO MS Global Bond 25% 7.22% 3.74% 6.21% 2.79% 1.11% 4.63%
MSGB MS Global Brands 15% 22.80% 7.55% 16.05% 15.41% 10.02% 10.79%
TKAS FT K2 Alt Strategies 10% 5.55% 1.69% 1.78% 4.04% - 3.61%
Average 12.20% 4.41% 8.61% 7.62% N/A 6.14%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Volatility
AHLG Man AHL Diversified Guernsey 10% 12.03% 8.92% 12.00% 1.85% 4.45% 15.77%
BREB BR EM Bond 10% 11.31% 3.79% 10.20% 4.76% 4.21% 5.11%
JHHY JH Global HY 20% 11.39% 4.02% 8.83% 8.94% 5.69% 3.53%
MSGB MS Global Brands 25% 22.80% 7.55% 16.05% 15.41% 10.02% 10.79%
MSGO MS Global Opp 20% 26.56% 7.58% 3.49% 22.46% 16.00% 13.71%
SCSC SCH Global Smaller Companies 15% 15.19% 4.01% -7.41% 8.83% 4.67% 12.50%
Average 17.90% 6.08% 7.59% 12.12% 8.41% 10.11%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Volatility
ACEM AB Emerging Markets Growth 15% 15.93% 1.60% -9.81% 7.71% 0.96% 16.16%
AHLG Man AHL Diversified Guernsey 15% 12.03% 8.92% 12.00% 1.85% 4.45% 15.77%
INEE INV European Equity 15% 10.69% 3.37% -4.70% 11.03% 2.53% 13.04%
MSEC MS EM Corp Debt 10% 8.32% 2.87% 8.17% 5.26% 3.86% 3.19%
MSEG MS US Growth 25% 30.74% 7.89% 13.53% 26.82% 16.67% 18.02%
SCSC SCH Global Smaller Companies 20% 15.19% 4.01% -7.41% 8.83% 4.67% 12.50%
Average 17.35% 5.15% 2.34% 12.09% 6.68% 14.07%

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Volatility
BREBE BR EM Bond 15% 10.90% 3.11% 12.87% 3.56% 8.01% 7.39%
JHHYE JH Global HY 20% 9.80% 3.25% 5.70% 6.45% 4.00% 3.54%
MFPWE MFS Prudent Wealth - E 15% 10.13% 2.92% 8.72% 7.29% 9.49% 6.91%
MSGBE MS Global Brands 15% 20.97% 6.65% 12.44% 12.56% 8.21% 10.81%
PMGBE PIMCO Global Bond - Euro 25% 4.00% 1.90% 2.92% 0.87% 1.92% 2.23%
TKASE FT K2 Alt Strategies 10% 3.94% 0.86% -1.31% 1.46% - 3.63%
Average 9.65% 3.11% 6.84% 5.17% N/A 5.40%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Volatility
AHLGE Man AHL Diversified Guernsey - Euro 10% 10.11% 7.93% 8.26% -0.71% 2.66% 14.91%
BRCEE BR Cont Euro Flex 15% 23.78% 8.21% 3.80% 12.08% 8.51% 12.50%
BREBE BR EM Bond 10% 10.90% 3.11% 12.87% 3.56% 8.01% 7.39%
MSCBE MS Euro Corp Bond 20% 6.11% 2.78% 4.03% 2.84% 2.57% 2.26%
MSGBE MS Global Brands 25% 20.97% 6.65% 12.44% 12.56% 8.21% 10.81%
SCSCE SCH Global Smaller Companies - Euro 20% 14.69% 3.18% -5.55% 7.00% 7.96% 12.32%
Average 15.07% 5.19% 5.49% 7.21% 6.50% 9.72%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Volatility
ACEME AB Emerging Markets Growth - Euro 15% 15.63% 1.14% -7.12% 6.61% 4.70% 15.71%
AHLGE Man AHL Diversified Guernsey - Euro 15% 10.11% 7.93% 8.26% -0.71% 2.66% 14.91%
BRMCE BR EM Corp Bond 10% 6.20% 2.32% 5.33% 2.41% 2.29% 2.97%
INEEE INV European Equity 15% 10.25% 2.89% -1.97% 9.83% 6.33% 11.59%
MSEGE MS US Growth - Euro 25% 30.40% 7.23% 16.41% 25.39% 20.94% 18.29%
SCSCE SCH Global Smaller Companies - Euro 20% 14.69% 3.18% -5.55% 7.00% 7.96% 12.32%
Average 16.56% 4.47% 3.40% 10.35% 9.11% 13.67%

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Volatility
ABHYG AB Global High Yield - GBP 20% 5.30% 1.16% -2.66% -1.12% -3.76% 4.12%
BRWBG BR World Bond - GBP 25% 5.47% 2.84% 5.75% 1.17% 2.14% 2.31%
GATRG GAM Trading II - GBP 10% 5.06% 2.15% 8.25% 1.96% 2.23% 0.00%
IVSB2G IVC Sterling Bond 15% 5.48% 2.76% 4.29% 4.00% 3.80% 1.91%
MFWG MFS Prudent Wealth H - GBP 10% 9.33% 3.11% 4.49% 7.86% 7.45% 6.50%
MSGBG MS Global Brands 20% 22.09% 7.19% 14.58% 14.42% 9.66% 10.81%
Average 9.11% 3.32% 5.74% 4.53% 3.25% 4.50%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Volatility
ABHYG AB Global High Yield - GBP 15% 5.30% 1.16% -2.66% -1.12% -3.76% 4.12%
AHLGG Man AHL Trend - GBP 10% 10.61% 8.86% 15.08% 6.76% 6.68% 13.97%
FIAFG FI America - GBP 15% 9.05% 6.05% 7.88% 9.70% 12.48% 14.02%
JHGEG JH Global Equity 20% 15.13% 8.40% 7.69% 16.97% 16.32% 13.58%
MFEDG MFS Emerging Markets Debt - GBP 15% 8.68% 7.87% 14.67% 6.30% 9.38% 10.32%
MSGBG MS Global Brands 25% 22.09% 7.19% 14.58% 14.42% 9.66% 10.81%
Average 13.06% 6.63% 9.67% 9.91% 9.06% 11.08%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Volatility
AHLGG Man AHL Trend - GBP 15% 10.61% 8.86% 15.08% 6.76% 6.68% 13.97%
BRWTG BR World Technology - GBP 20% 30.70% 10.83% 15.81% 32.95% 25.09% 18.61%
MFEEG MFS EM Equity 15% 10.49% 0.75% -3.24% 11.68% 3.30% 13.87%
MFEV2G MFS Europe Value 15% 17.37% 11.04% 11.62% 14.29% 12.20% 12.10%
MSGBG MS Global Brands 25% 22.09% 7.19% 14.58% 14.42% 9.66% 10.81%
SCECG SCH EM Corp Bond 10% 9.65% 7.62% 15.75% 6.13% 9.86% 9.27%
Average 18.40% 7.82% 11.90% 15.72% 11.75% 13.34%