Suggested Strategy

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ABLV AB Low Vol Equity Portfolio 15% 7.47% 6.35% 29.43% 9.76% 9.83% 18.66%
BREB BR Emerging Markets Bond 15% -3.01% -1.35% 18.13% 3.00% 4.32% 12.58%
JHHY JH Horizon Global High Yield 20% 0.36% 0.55% 18.12% 7.05% 8.18% 10.32%
MSBO MS Global Bond 25% -4.07% -3.04% 7.43% 3.05% 3.35% 5.89%
MSGB MS Global Brands 15% 4.89% 6.47% 27.79% 13.87% 13.11% 17.35%
TKAS FT K2 Alternative Strategies 10% 1.56% 0.73% 14.99% 3.47% 3.96% 5.92%
Average 0.61% 1.14% 18.28% 6.51% 6.96% 11.42%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
AHLG Man AHL Diversified Guernsey 10% 3.62% 3.62% 5.26% 9.59% 2.40% 15.45%
BREB BR Emerging Markets Bond 10% -3.01% -1.35% 18.13% 3.00% 4.32% 12.58%
JHHY JH Horizon Global High Yield 20% 0.36% 0.55% 18.12% 7.05% 8.18% 10.32%
MSGB MS Global Brands 25% 4.89% 6.47% 27.79% 13.87% 13.11% 17.35%
MSGO MS Global Opportunity 20% 4.61% 4.61% 69.76% 23.69% 25.07% 20.58%
SCSC SCH Global Smaller Companies 15% 11.97% 7.30% 67.14% 8.66% 11.15% 24.17%
Average 4.07% 3.97% 36.93% 12.17% 12.27% 16.95%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ACEM AB Emerging Markets Growth 15% 3.04% -1.57% 60.18% 5.87% 11.36% 21.48%
AHLG Man AHL Diversified Guernsey 15% 3.62% 3.62% 5.26% 9.59% 2.40% 15.45%
INEE NO European Equity 15% 9.16% 7.94% 44.21% 3.34% 8.04% 23.19%
MSEC MS EM Corp Debt 10% -1.45% -0.74% 17.19% 3.50% 4.80% 8.46%
MSEG MS US Growth 25% 7.14% 2.32% 116.04% 38.58% 33.27% 30.04%
SCSC SCH Global Smaller Companies 20% 11.97% 7.30% 67.14% 8.66% 11.15% 24.17%
Average 6.41% 3.46% 60.60% 14.55% 14.30% 22.21%

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
BREBE BR Emerging Markets Bond 15% -0.12% 0.55% 8.49% 4.12% 3.14% 10.88%
JHHYE JH Horizon Global High Yield 20% 0.10% 0.31% 16.91% 4.60% 5.89% 10.40%
MFPWE MFS Prudent Wealth 15% 3.89% 4.21% 5.38% 10.00% 7.19% 6.84%
MSGBE MS Global Brands 15% 4.56% 6.14% 25.99% 10.99% 10.47% 17.38%
PMGBE PIMCO Global Bond 25% -2.34% -1.89% 3.42% 1.71% 1.44% 4.30%
TKASE FT K2 Alternative Strategies 10% 1.19% 0.46% 13.51% 1.08% 1.64% 5.97%
Average 0.80% 1.27% 11.57% 5.22% 4.82% 9.02%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
AHLGE Man AHL Diversified Guernsey 10% 3.95% 3.95% 4.31% 7.07% 0.16% 15.48%
BRCEE BR Continental European Flexible 15% 6.26% 6.70% 54.97% 16.79% 14.27% 20.48%
BREBE BR Emerging Markets Bond 10% -0.12% 0.55% 8.49% 4.12% 3.14% 10.88%
MSCBE MS Euro Corporate Bond 20% -0.27% -0.24% 8.45% 2.44% 2.86% 5.52%
MSGBE MS Global Brands 25% 4.56% 6.14% 25.99% 10.99% 10.47% 17.38%
SCSCE SCH Global Smaller Companies 20% 15.30% 9.26% 52.97% 9.27% 9.43% 22.14%
Average 5.47% 4.79% 28.31% 8.73% 7.55% 15.59%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ACEME AB Emerging Markets Growth 15% 5.65% 0.12% 47.22% 7.02% 10.09% 19.69%
AHLGE Man AHL Diversified Guernsey 15% 3.95% 3.95% 4.31% 7.07% 0.16% 15.48%
BRMCE BR EM Corporate Bond 10% -2.83% -1.83% 15.30% 3.22% 3.47% 9.06%
INEEE NO European Equity 15% 11.97% 9.91% 32.57% 4.47% 6.82% 20.35%
MSEGE MS US Growth 25% 10.31% 4.27% 98.37% 40.07% 31.78% 29.32%
SCSCE SCH Global Smaller Companies 20% 15.30% 9.26% 52.97% 9.27% 9.43% 22.14%
Average 8.59% 4.83% 49.33% 14.98% 12.74% 20.99%

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ABHYG AB Global High Yield 20% -1.23% -1.00% 11.37% -4.56% -2.17% 12.95%
BRWBG BR World Bond 25% -1.97% -1.51% 4.81% 2.87% 1.82% 5.42%
GATRG GAM Trading II 10% -3.91% -3.30% 10.95% 2.93% 0.84% 0.00%
IVSB2G Invesco Sterling Bond 15% -1.53% -1.00% 7.17% 4.23% 4.43% 3.84%
MFWG MFS Prudent Wealth H 10% 1.28% 2.35% 14.65% 7.80% 7.62% 7.12%
MSGBG MS Global Brands 20% 5.01% 6.55% 27.58% 12.48% 11.97% 17.40%
Average -0.23% 0.49% 12.63% 4.01% 3.93% 8.71%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ABHYG AB Global High Yield 15% -1.23% -1.00% 11.37% -4.56% -2.17% 12.95%
AHLGG Man AHL Trend 10% 2.87% 2.78% 4.02% 6.94% 4.52% 15.60%
JHGEG JH Global Equity 20% 6.45% 5.92% 34.12% 15.64% 16.03% 16.73%
MFEDG MFS Emerging Markets Debt 15% -4.90% -3.13% 5.24% 5.07% 5.03% 9.02%
MSGBG MS Global Brands 25% 5.01% 6.55% 27.58% 12.48% 11.97% 17.40%
MSUAG MS US Advantage 15% 4.78% 3.55% 85.47% 28.81% 25.06% 24.40%
Average 2.63% 3.01% 29.43% 11.34% 10.84% 16.21%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
AHLGG Man AHL Trend 15% 2.87% 2.78% 4.02% 6.94% 4.52% 15.60%
BRWTG BR World Technology 20% 1.67% -0.48% 76.99% 37.47% 36.75% 23.00%
MFEEG MFS Emerging Markets Equity 15% 2.31% -1.61% 46.18% 3.04% 9.27% 20.00%
MFEV2G MFS European Value 15% 2.37% 3.50% 29.80% 11.31% 11.24% 16.26%
MSGBG MS Global Brands 25% 5.01% 6.55% 27.58% 12.48% 11.97% 17.40%
SCECG SCH Emerging Market Hard Currency 10% -4.00% -2.47% 9.23% 4.91% 5.01% 10.69%
Average 2.32% 2.00% 35.22% 14.30% 14.60% 17.80%