Suggested Strategy

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ABLV AB Low Vol Equity Portfolio 15% -2.05% 2.89% 16.78% 14.26% 11.15% 18.26%
BREB BR Emerging Markets Bond 15% -3.01% -4.51% -4.75% 3.07% 1.91% 12.57%
JHHY JH Horizon Global High Yield 20% -1.19% -1.22% -0.86% 6.70% 5.40% 10.30%
MSBO MS Global Bond 25% -0.30% -1.41% -5.14% 3.52% 3.34% 5.89%
MSGB MS Global Brands 15% -3.42% 3.48% 16.92% 18.32% 15.06% 17.29%
TKAS FT K2 Alternative Strategies 10% -1.53% -1.61% -0.24% 3.69% 2.73% 5.83%
Average -1.74% -0.48% 2.86% 7.94% 6.41% 11.33%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
AHLG Man AHL Diversified Guernsey 10% -0.11% -7.10% 3.05% 9.29% 5.02% 15.63%
BREB BR Emerging Markets Bond 10% -3.01% -4.51% -4.75% 3.07% 1.91% 12.57%
JHHY JH Horizon Global High Yield 20% -1.19% -1.22% -0.86% 6.70% 5.40% 10.30%
MSGB MS Global Brands 25% -3.42% 3.48% 16.92% 18.32% 15.06% 17.29%
MSGO MS Global Opportunity 20% -7.52% -11.34% -9.09% 22.35% 20.10% 21.03%
SCSC SCH Global Smaller Companies 15% -3.70% -1.00% 9.11% 14.45% 9.17% 23.81%
Average -3.46% -2.95% 3.44% 13.79% 10.93% 16.98%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ACEM AB Emerging Markets Growth 15% 0.48% -6.29% -12.97% 12.21% 7.26% 20.75%
AHLG Man AHL Diversified Guernsey 15% -0.11% -7.10% 3.05% 9.29% 5.02% 15.63%
INEE NO European Equity 15% -0.70% -0.80% 7.83% 9.47% 7.64% 23.05%
MSEC MS EM Corp Debt 10% -1.49% -1.95% -1.88% 4.19% 3.21% 8.42%
MSEG MS US Growth 25% -13.79% -26.37% -19.89% 27.90% 25.05% 33.06%
SCSC SCH Global Smaller Companies 20% -3.70% -1.00% 9.11% 14.45% 9.17% 23.81%
Average -4.39% -9.12% -3.65% 14.93% 11.41% 22.78%

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
BREBE BR Emerging Markets Bond 15% -4.15% -3.14% 0.91% 3.17% 0.39% 10.82%
JHHYE JH Horizon Global High Yield 20% -1.21% -1.46% -1.73% 4.79% 3.29% 10.36%
MFPWE MFS Prudent Wealth 15% -2.06% 0.24% 9.21% 9.56% 7.49% 6.25%
MSGBE MS Global Brands 15% -3.45% 3.21% 15.73% 15.95% 12.54% 17.07%
PMGBE PIMCO Global Bond 25% -0.60% -1.46% -3.59% 1.64% 0.81% 4.34%
TKASE FT K2 Alternative Strategies 10% -1.54% -1.81% -1.00% 1.82% 0.54% 5.86%
Average -2.00% -0.79% 2.53% 5.85% 3.98% 8.86%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
AHLGE Man AHL Diversified Guernsey 10% -0.13% -7.45% 3.14% 7.49% 2.90% 15.71%
BRCEE BR Continental European Flexible 15% -8.11% -3.34% 13.91% 24.16% 14.77% 20.61%
BREBE BR Emerging Markets Bond 10% -4.15% -3.14% 0.91% 3.17% 0.39% 10.82%
MSCBE MS Euro Corporate Bond 20% -0.50% -0.92% -1.58% 3.14% 1.91% 5.48%
MSGBE MS Global Brands 25% -3.45% 3.21% 15.73% 15.95% 12.54% 17.07%
SCSCE SCH Global Smaller Companies 20% -4.46% 0.32% 15.03% 13.94% 7.16% 21.81%
Average -3.50% -0.88% 9.11% 12.09% 7.49% 15.47%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ACEME AB Emerging Markets Growth 15% -0.57% -4.79% -7.31% 12.38% 5.91% 18.81%
AHLGE Man AHL Diversified Guernsey 15% -0.13% -7.45% 3.14% 7.49% 2.90% 15.71%
BRMCE BR EM Corporate Bond 10% -1.38% -2.41% -3.65% 3.59% 2.20% 9.05%
INEEE NO European Equity 15% -1.85% 0.78% 14.83% 9.67% 6.07% 20.02%
MSEGE MS US Growth 25% -14.81% -25.36% -15.15% 28.00% 23.17% 31.95%
SCSCE SCH Global Smaller Companies 20% -4.46% 0.32% 15.03% 13.94% 7.16% 21.81%
Average -5.12% -8.24% 0.45% 14.58% 9.68% 21.44%

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ABHYG AB Global High Yield 20% -1.04% -2.84% -5.08% -3.03% -4.11% 12.97%
BRWBG BR World Bond 25% -1.12% -0.97% -2.61% 2.77% 1.69% 5.48%
GATRG GAM Trading II 10% - -0.57% -3.77% 1.23% 0.84% 9.49%
IVSB2G Invesco Sterling Bond 15% -0.29% -0.36% -1.49% 4.39% 3.18% 3.90%
MFWG MFS Prudent Wealth H 10% -0.97% -1.15% 2.63% 8.83% 8.04% 7.08%
MSGBG MS Global Brands 20% -3.42% 3.50% 17.30% 17.35% 14.06% 17.10%
Average N/A -0.34% 1.45% 5.22% 3.78% 9.63%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ABHYG AB Global High Yield 15% -1.04% -2.84% -5.08% -3.03% -4.11% 12.97%
AHLGG Man AHL Trend 10% -2.30% -7.00% -5.94% 4.92% 3.30% 15.41%
JHGEG JH Global Equity 20% -7.80% -2.29% 11.92% 16.31% 11.91% 16.29%
MFEDG MFS Emerging Markets Debt 15% -3.92% -3.34% -4.49% 1.90% 0.80% 9.00%
MSGBG MS Global Brands 25% -3.42% 3.50% 17.30% 17.35% 14.06% 17.10%
MSUAG MS US Advantage 15% -11.28% -22.57% -18.30% 19.59% 17.48% 26.58%
Average -5.08% -4.60% 1.93% 10.86% 8.35% 16.36%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
AHLGG Man AHL Trend 15% -2.30% -7.00% -5.94% 4.92% 3.30% 15.41%
BRWTG BR World Technology 20% -10.20% -8.79% -6.58% 32.69% 27.42% 22.46%
MFEEG MFS Emerging Markets Equity 15% 1.55% -2.97% -10.36% 5.13% 5.96% 19.85%
MFEV2G MFS European Value 15% -3.68% 1.23% 11.67% 13.41% 10.54% 15.93%
MSGBG MS Global Brands 25% -3.42% 3.50% 17.30% 17.35% 14.06% 17.10%
SCECG SCH Emerging Market Hard Currency 10% -3.28% -2.32% -4.04% 1.73% 0.32% 10.58%
Average -3.89% -2.43% 1.91% 14.57% 12.00% 17.50%