Suggested Strategy

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ABLV AB Low Vol Equity Portfolio 15% -11.43% 0.00% -8.25% 4.08% 6.05% 20.19%
BREB BR Emerging Markets Bond 15% -18.44% -1.90% -17.05% -4.65% -2.50% 14.70%
JHHY JH Horizon Global High Yield 20% -14.63% -3.15% -13.43% -2.38% 1.06% 11.09%
MSBO MS Global Bond 25% -17.38% -2.45% -17.29% -4.79% -2.06% 7.43%
MSGB MS Global Brands 15% -16.08% -3.22% -12.45% 5.27% 7.72% 19.52%
TKAS FT K2 Alternative Strategies 10% -8.30% -1.56% -8.67% -0.29% 0.57% 6.13%
Average -14.99% -2.17% -13.54% -1.00% 1.44% 12.85%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
AHLG Man AHL Diversified Guernsey 10% 13.71% 2.49% 6.28% 9.91% 6.58% 16.85%
BREB BR Emerging Markets Bond 10% -18.44% -1.90% -17.05% -4.65% -2.50% 14.70%
JHHY JH Horizon Global High Yield 20% -14.63% -3.15% -13.43% -2.38% 1.06% 11.09%
MSGB MS Global Brands 25% -16.08% -3.22% -12.45% 5.27% 7.72% 19.52%
MSGO MS Global Opportunity 20% -38.95% -7.60% -40.41% -1.54% 3.31% 28.34%
SCSC SCH Global Smaller Companies 15% -21.60% -2.53% -19.00% 1.74% 1.57% 25.68%
Average -18.45% -3.28% -17.81% 1.32% 3.45% 19.77%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ACEM AB Emerging Markets Growth 15% -24.41% -9.04% -24.38% -2.74% -4.38% 22.64%
AHLG Man AHL Diversified Guernsey 15% 13.71% 2.49% 6.28% 9.91% 6.58% 16.85%
INEE NO European Equity 15% -19.89% 7.62% -15.96% -0.80% -1.81% 26.00%
MSEC MS EM Corp Debt 10% -16.12% -2.43% -15.95% -4.37% -1.59% 9.34%
MSEG MS US Growth 25% -55.23% -18.07% -62.34% -2.28% 3.63% 42.97%
SCSC SCH Global Smaller Companies 20% -21.60% -2.53% -19.00% 1.74% 1.57% 25.68%
Average -24.33% -5.11% -26.09% 0.30% 1.12% 26.64%

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
BREBE BR Emerging Markets Bond 15% -11.57% -5.36% -10.12% -2.90% 0.18% 12.19%
JHHYE JH Horizon Global High Yield 20% -16.16% -3.80% -15.09% -3.92% -1.01% 11.16%
MFPWE MFS Prudent Wealth 15% -8.57% -4.91% -7.32% 2.30% 5.35% 6.80%
MSGBE MS Global Brands 15% -18.38% -4.42% -14.96% 3.12% 5.13% 19.53%
PMGBE PIMCO Global Bond 25% -12.66% -2.62% -13.01% -3.96% -2.15% 5.17%
TKASE FT K2 Alternative Strategies 10% -9.90% -2.27% -10.39% -1.81% -1.50% 6.18%
Average -13.17% -3.85% -12.17% -1.58% 0.71% 9.92%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
AHLGE Man AHL Diversified Guernsey 10% 12.68% 2.29% 5.06% 8.75% 4.92% 16.97%
BRCEE BR Continental European Flexible 15% -22.70% 1.48% -21.46% 7.01% 7.09% 23.10%
BREBE BR Emerging Markets Bond 10% -11.57% -5.36% -10.12% -2.90% 0.18% 12.19%
MSCBE MS Euro Corporate Bond 20% -13.40% -1.92% -13.30% -3.95% -1.71% 6.61%
MSGBE MS Global Brands 25% -18.38% -4.42% -14.96% 3.12% 5.13% 19.53%
SCSCE SCH Global Smaller Companies 20% -15.29% -6.60% -12.96% 3.00% 3.80% 22.75%
Average -13.63% -2.89% -12.72% 2.23% 3.27% 17.14%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ACEME AB Emerging Markets Growth 15% -17.40% -12.31% -17.16% -0.63% -1.65% 19.81%
AHLGE Man AHL Diversified Guernsey 15% 12.68% 2.29% 5.06% 8.75% 4.92% 16.97%
BRMCE BR EM Corporate Bond 10% -17.30% -3.32% -16.97% -4.78% -2.37% 10.08%
INEEE NO European Equity 15% -12.80% 3.54% -8.27% 1.26% 0.95% 21.59%
MSEGE MS US Growth 25% -51.46% -20.94% -59.22% -0.50% 6.47% 41.38%
SCSCE SCH Global Smaller Companies 20% -15.29% -6.60% -12.96% 3.00% 3.80% 22.75%
Average -20.28% -7.86% -22.15% 1.40% 2.77% 24.66%

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ABHYG AB Global High Yield 20% -18.47% -3.79% -18.34% -9.80% -7.67% 13.94%
BRWBG BR World Bond 25% -13.49% -3.23% -13.15% -3.70% -1.34% 6.01%
GATRG GAM Trading II 10% -5.06% -1.37% -5.60% -1.83% 0.92% 9.25%
IVSB2G Invesco Sterling Bond 15% -10.36% 0.23% -10.65% -1.61% 0.19% 6.36%
MFWG MFS Prudent Wealth H 10% -16.77% -1.63% -15.80% -0.28% 1.87% 9.14%
MSGBG MS Global Brands 20% -16.67% -3.72% -13.09% 4.54% 6.73% 19.56%
Average -14.14% -2.58% -13.31% -2.43% -0.22% 11.00%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ABHYG AB Global High Yield 15% -18.47% -3.79% -18.34% -9.80% -7.67% 13.94%
AHLGG Man AHL Trend 10% 13.72% 3.39% 11.87% 3.67% 4.23% 14.74%
JHGEG JH Global Equity 20% -13.61% -2.51% -12.85% 7.92% 8.35% 17.83%
MFEDG MFS Emerging Markets Debt 15% -6.39% -3.09% -6.31% -1.98% 0.76% 9.84%
MSGBG MS Global Brands 25% -16.67% -3.72% -13.09% 4.54% 6.73% 19.56%
MSUAG MS US Advantage 15% -50.95% -14.94% -57.09% -7.52% 0.12% 37.79%
Average -16.89% -4.37% -16.92% 0.19% 2.76% 19.17%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
AHLGG Man AHL Trend 15% 13.72% 3.39% 11.87% 3.67% 4.23% 14.74%
BRWTG BR World Technology 20% -31.21% -15.00% -34.18% 10.85% 13.49% 25.37%
MFEEG MFS Emerging Markets Equity 15% -25.28% -6.58% -23.77% -7.07% -5.32% 21.65%
MFEV2G MFS European Value 15% -9.88% 5.41% -6.39% 4.74% 5.73% 18.29%
MSGBG MS Global Brands 25% -16.67% -3.72% -13.09% 4.54% 6.73% 19.56%
SCECG SCH Emerging Market Hard Currency 10% -11.07% -2.26% -11.42% -4.36% -0.47% 10.96%
Average -14.73% -3.82% -13.99% 3.07% 5.03% 19.26%