Suggested Strategy

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ABLV AB Low Vol Equity Portfolio 15% 5.45% 8.36% 22.42% 8.99% 9.06% 13.42%
BREB BR Emerging Markets Bond 15% -0.75% 3.97% 13.70% -2.18% 0.60% 10.44%
JHHY JH Horizon Global High Yield 20% 1.29% 6.05% 10.38% -1.56% 2.77% 6.12%
MSBO MS Global Bond 25% -2.30% 2.39% 1.83% -6.42% -1.24% 7.15%
MSGB MS Global Brands 15% 6.02% 9.04% 18.67% 6.96% 9.71% 14.66%
TKAS FT K2 Alternative Strategies 10% 2.40% 3.56% 3.56% -1.07% 1.20% 4.21%
Average 1.53% 5.37% 11.11% 0.04% 3.27% 9.21%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
AHLG Man AHL Diversified Guernsey 10% 6.98% 3.12% 0.90% 3.72% 8.18% 17.26%
BREB BR Emerging Markets Bond 10% -0.75% 3.97% 13.70% -2.18% 0.60% 10.44%
JHHY JH Horizon Global High Yield 20% 1.29% 6.05% 10.38% -1.56% 2.77% 6.12%
MSGB MS Global Brands 25% 6.02% 9.04% 18.67% 6.96% 9.71% 14.66%
MSGO MS Global Opportunity 20% 12.17% 15.98% 43.28% -4.18% 11.54% 27.56%
SCSC SCH Global Smaller Companies 15% 3.67% 11.95% 5.25% -1.68% 4.81% 17.77%
Average 5.37% 9.17% 17.65% 0.49% 6.89% 15.84%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ACEM AB Emerging Markets Growth 15% 2.41% 5.76% 2.36% -10.95% 1.39% 18.84%
AHLG Man AHL Diversified Guernsey 15% 6.98% 3.12% 0.90% 3.72% 8.18% 17.26%
INEE NO European Equity 15% 4.89% 8.96% 11.31% 1.85% 4.73% 18.17%
MSEC MS EM Corp Debt 10% 1.51% 5.79% 8.37% -2.03% 1.19% 5.57%
MSEG MS US Growth 25% 6.49% 20.53% 30.92% -18.92% 6.31% 43.44%
SCSC SCH Global Smaller Companies 20% 3.67% 11.95% 5.25% -1.68% 4.81% 17.77%
Average 4.65% 10.78% 11.80% -6.08% 4.80% 23.11%

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
BREBE BR Emerging Markets Bond 15% 0.64% 4.43% 12.06% 1.68% 1.56% 8.88%
JHHYE JH Horizon Global High Yield 20% 1.08% 5.61% 8.27% -3.27% 0.82% 6.10%
MFPWE MFS Prudent Wealth 15% 0.53% 3.26% 7.90% 3.00% 4.74% 6.70%
MSGBE MS Global Brands 15% 5.78% 8.48% 16.12% 4.62% 7.22% 14.64%
PMGBE PIMCO Global Bond 25% -1.19% 2.38% 2.52% -4.50% -1.40% 4.67%
TKASE FT K2 Alternative Strategies 10% 2.22% 3.15% 1.50% -2.71% -0.70% 4.22%
Average 1.18% 4.46% 7.85% -0.66% 1.77% 7.34%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
AHLGE Man AHL Diversified Guernsey 10% 6.77% 2.45% -1.74% 2.04% 6.25% 17.39%
BRCEE BR Continental European Flexible 15% 10.61% 14.38% 16.52% 6.43% 13.53% 18.26%
BREBE BR Emerging Markets Bond 10% 0.64% 4.43% 12.06% 1.68% 1.56% 8.88%
MSCBE MS Euro Corporate Bond 20% -0.26% 3.19% 6.79% -2.70% 0.01% 5.01%
MSGBE MS Global Brands 25% 5.78% 8.48% 16.12% 4.62% 7.22% 14.64%
SCSCE SCH Global Smaller Companies 20% 4.85% 12.57% 3.01% 1.67% 5.25% 14.88%
Average 4.70% 8.12% 9.50% 2.29% 5.67% 13.00%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ACEME AB Emerging Markets Growth 15% 3.55% 6.41% 0.28% -7.44% 2.31% 16.75%
AHLGE Man AHL Diversified Guernsey 15% 6.77% 2.45% -1.74% 2.04% 6.25% 17.39%
BRMCE BR EM Corporate Bond 10% 1.20% 5.09% 5.60% -4.60% -0.31% 5.68%
INEEE NO European Equity 15% 6.09% 9.57% 9.24% 5.89% 5.72% 14.31%
MSEGE MS US Growth 25% 7.97% 21.07% 28.92% -15.72% 7.31% 40.69%
SCSCE SCH Global Smaller Companies 20% 4.85% 12.57% 3.01% 1.67% 5.25% 14.88%
Average 5.54% 11.06% 9.56% -3.98% 4.99% 20.98%

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ABHYG AB Global High Yield 20% 0.10% 3.15% 2.85% -6.91% -5.29% 7.10%
BRWBG BR World Bond 25% -1.25% 2.50% 3.46% -3.99% -0.66% 4.95%
IVSB2G Invesco Sterling Bond 15% -0.78% 3.70% 6.66% -1.25% 1.65% 7.33%
MFWG MFS Prudent Wealth H 10% -0.49% 2.53% 10.16% -1.08% 3.30% 8.66%
MSGBG MS Global Brands 20% 6.14% 9.12% 18.86% 6.78% 9.02% 14.65%
Average 0.77% 3.89% 7.22% -1.32% 1.16% 7.55%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ABHYG AB Global High Yield 15% 0.10% 3.15% 2.85% -6.91% -5.29% 7.10%
AHLGG Man AHL Trend 10% 1.98% 3.87% -3.30% 1.23% 4.97% 13.44%
JHGEG JH Global Equity 20% 8.43% 13.27% 13.80% 6.03% 10.10% 14.76%
MFEDG MFS Emerging Markets Debt 15% -1.56% 4.52% 1.16% -1.32% 1.24% 8.92%
MSGBG MS Global Brands 25% 6.14% 9.12% 18.86% 6.78% 9.02% 14.65%
MSUAG MS US Advantage 15% 10.54% 20.43% 34.01% -16.00% 4.12% 38.99%
Average 4.78% 9.54% 12.85% -0.61% 4.78% 16.21%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
AHLGG Man AHL Trend 15% 1.98% 3.87% -3.30% 1.23% 4.97% 13.44%
BRWTG BR World Technology 20% 14.46% 16.23% 42.52% 1.11% 19.16% 23.46%
MFEEG MFS Emerging Markets Equity 15% 1.52% 3.19% 6.02% -8.79% -1.39% 16.82%
MFEV2G MFS European Value 15% -1.93% 2.47% -1.93% 2.55% 7.16% 15.08%
MSGBG MS Global Brands 25% 6.14% 9.12% 18.86% 6.78% 9.02% 14.65%
SCECG SCH Emerging Market Hard Currency 10% -0.76% 4.02% 5.05% -1.14% 0.04% 8.04%
Average 4.59% 7.36% 13.84% 1.05% 7.70% 15.96%