Suggested Strategy

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ABLV AB Low Vol Equity Portfolio 15% 15.67% 5.16% 22.56% 10.26% 11.27% 18.58%
BREB BR Emerging Markets Bond 15% 0.89% 0.89% 5.95% 5.93% 3.51% 12.46%
JHHY JH Horizon Global High Yield 20% 2.61% 0.72% 8.53% 7.47% 7.23% 10.31%
MSBO MS Global Bond 25% -2.97% -0.36% 0.61% 4.91% 2.99% 5.84%
MSGB MS Global Brands 15% 13.54% 4.62% 17.93% 14.67% 14.94% 17.24%
TKAS FT K2 Alternative Strategies 10% 3.04% 0.72% 8.30% 3.44% 3.68% 5.88%
Average 4.60% 1.73% 9.65% 7.69% 7.02% 11.35%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
AHLG Man AHL Diversified Guernsey 10% 10.37% -2.58% 18.59% 10.53% 6.25% 15.89%
BREB BR Emerging Markets Bond 10% 0.89% 0.89% 5.95% 5.93% 3.51% 12.46%
JHHY JH Horizon Global High Yield 20% 2.61% 0.72% 8.53% 7.47% 7.23% 10.31%
MSGB MS Global Brands 25% 13.54% 4.62% 17.93% 14.67% 14.94% 17.24%
MSGO MS Global Opportunity 20% 4.50% -0.14% 17.39% 22.63% 23.40% 20.78%
SCSC SCH Global Smaller Companies 15% 16.21% 0.70% 37.41% 9.06% 10.80% 24.33%
Average 8.36% 1.21% 17.73% 12.69% 12.46% 17.01%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ACEM AB Emerging Markets Growth 15% -4.10% -7.04% 11.46% 10.83% 7.77% 21.45%
AHLG Man AHL Diversified Guernsey 15% 10.37% -2.58% 18.59% 10.53% 6.25% 15.89%
INEE NO European Equity 15% 12.35% -0.72% 23.92% 6.99% 8.73% 23.25%
MSEC MS EM Corp Debt 10% 1.28% 1.33% 5.64% 5.83% 4.26% 8.37%
MSEG MS US Growth 25% 14.42% 8.49% 40.34% 35.49% 33.24% 31.13%
SCSC SCH Global Smaller Companies 20% 16.21% 0.70% 37.41% 9.06% 10.80% 24.33%
Average 9.77% 0.84% 26.23% 15.52% 14.31% 22.57%

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
BREBE BR Emerging Markets Bond 15% 5.45% 4.00% 6.68% 5.73% 2.46% 10.79%
JHHYE JH Horizon Global High Yield 20% 2.01% 0.52% 7.53% 5.30% 5.03% 10.38%
MFPWE MFS Prudent Wealth 15% 9.16% 4.05% 9.93% 9.11% 7.77% 6.42%
MSGBE MS Global Brands 15% 12.74% 4.41% 16.54% 12.12% 12.34% 17.27%
PMGBE PIMCO Global Bond 25% -1.77% 0.39% -0.27% 2.35% 1.02% 4.29%
TKASE FT K2 Alternative Strategies 10% 2.39% 0.54% 7.22% 1.32% 1.44% 5.92%
Average 4.30% 2.12% 7.13% 5.82% 4.79% 8.91%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
AHLGE Man AHL Diversified Guernsey 10% 11.05% -3.06% 18.59% 8.50% 4.12% 15.98%
BRCEE BR Continental European Flexible 15% 24.64% 9.05% 45.50% 21.43% 17.92% 20.40%
BREBE BR Emerging Markets Bond 10% 5.45% 4.00% 6.68% 5.73% 2.46% 10.79%
MSCBE MS Euro Corporate Bond 20% 0.20% 0.36% 2.80% 3.05% 2.18% 5.49%
MSGBE MS Global Brands 25% 12.74% 4.41% 16.54% 12.12% 12.34% 17.27%
SCSCE SCH Global Smaller Companies 20% 21.17% 3.70% 37.94% 8.30% 9.15% 22.11%
Average 12.81% 3.37% 21.64% 9.94% 8.70% 15.57%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ACEME AB Emerging Markets Growth 15% -0.19% -5.22% 11.92% 10.56% 6.62% 19.48%
AHLGE Man AHL Diversified Guernsey 15% 11.05% -3.06% 18.59% 8.50% 4.12% 15.98%
BRMCE BR EM Corporate Bond 10% -0.16% 1.44% 3.50% 5.13% 2.90% 8.99%
INEEE NO European Equity 15% 17.08% 1.91% 24.78% 6.79% 7.60% 20.23%
MSEGE MS US Growth 25% 19.60% 11.85% 41.39% 35.24% 31.89% 30.46%
SCSCE SCH Global Smaller Companies 20% 21.17% 3.70% 37.94% 8.30% 9.15% 22.11%
Average 13.31% 2.89% 26.58% 14.86% 12.84% 21.29%

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ABHYG AB Global High Yield 20% -0.69% -0.54% 2.87% -2.88% -2.76% 12.95%
BRWBG BR World Bond 25% -0.55% 0.80% 0.96% 3.91% 1.72% 5.43%
GATRG GAM Trading II 10% -2.82% 0.16% 2.48% 2.76% 1.41% 9.58%
IVSB2G Invesco Sterling Bond 15% -0.29% 0.57% 2.46% 4.68% 3.49% 3.85%
MFWG MFS Prudent Wealth H 10% 4.79% 1.84% 9.46% 8.58% 8.21% 7.12%
MSGBG MS Global Brands 20% 13.91% 4.77% 18.21% 13.56% 13.89% 17.29%
Average 2.66% 1.33% 6.02% 4.95% 4.14% 9.65%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ABHYG AB Global High Yield 15% -0.69% -0.54% 2.87% -2.88% -2.76% 12.95%
AHLGG Man AHL Trend 10% 4.88% -1.17% 9.02% 8.85% 6.57% 15.69%
JHGEG JH Global Equity 20% 15.73% 8.42% 21.08% 14.24% 15.47% 16.32%
MFEDG MFS Emerging Markets Debt 15% -1.33% 3.12% -1.41% 5.04% 2.88% 8.93%
MSGBG MS Global Brands 25% 13.91% 4.77% 18.21% 13.56% 13.89% 17.29%
MSUAG MS US Advantage 15% 8.14% 5.00% 29.25% 25.88% 24.32% 24.96%
Average 8.03% 3.90% 14.28% 11.33% 10.89% 16.18%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
AHLGG Man AHL Trend 15% 4.88% -1.17% 9.02% 8.85% 6.57% 15.69%
BRWTG BR World Technology 20% 8.06% 10.01% 30.06% 31.51% 33.61% 23.10%
MFEEG MFS Emerging Markets Equity 15% -4.23% -8.88% 10.29% 4.29% 6.67% 20.17%
MFEV2G MFS European Value 15% 10.24% 3.77% 15.67% 10.47% 10.54% 16.10%
MSGBG MS Global Brands 25% 13.91% 4.77% 18.21% 13.56% 13.89% 17.29%
SCECG SCH Emerging Market Hard Currency 10% -0.97% 3.93% -2.08% 4.50% 2.77% 10.60%
Average 6.63% 2.65% 15.60% 13.68% 14.04% 17.80%