Suggested Strategy

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ABLV AB Low Vol Equity Portfolio 15% -0.06% 0.68% -7.62% 14.50% 5.21% 20.31%
BREB BR Emerging Markets Bond 15% -0.98% -1.34% -10.47% 1.29% -2.09% 14.92%
JHHY JH Horizon Global High Yield 20% 0.78% 0.07% -7.95% 2.71% 1.16% 11.25%
MSBO MS Global Bond 25% 2.49% 2.02% -9.58% -2.94% -1.71% 7.82%
MSGB MS Global Brands 15% 1.31% 2.23% -7.16% 12.07% 7.38% 19.78%
TKAS FT K2 Alternative Strategies 10% -0.35% -0.09% -4.61% 3.11% 0.27% 6.16%
Average 0.78% 0.75% -8.23% 4.30% 1.41% 13.07%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
AHLG Man AHL Diversified Guernsey 10% -6.14% -5.30% -4.43% 4.69% 6.41% 17.83%
BREB BR Emerging Markets Bond 10% -0.98% -1.34% -10.47% 1.29% -2.09% 14.92%
JHHY JH Horizon Global High Yield 20% 0.78% 0.07% -7.95% 2.71% 1.16% 11.25%
MSGB MS Global Brands 25% 1.31% 2.23% -7.16% 12.07% 7.38% 19.78%
MSGO MS Global Opportunity 20% 13.58% 12.86% -15.76% 8.96% 3.26% 29.29%
SCSC SCH Global Smaller Companies 15% 0.45% 2.11% -11.83% 18.30% 1.10% 25.97%
Average 2.56% 2.80% -9.80% 8.69% 3.33% 20.22%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ACEM AB Emerging Markets Growth 15% 0.27% 0.17% -13.53% 8.56% -4.29% 23.18%
AHLG Man AHL Diversified Guernsey 15% -6.14% -5.30% -4.43% 4.69% 6.41% 17.83%
INEE NO European Equity 15% 3.03% 5.07% -6.36% 14.02% -0.65% 26.26%
MSEC MS EM Corp Debt 10% 0.43% 0.40% -3.78% 0.55% -0.73% 9.52%
MSEG MS US Growth 25% 10.89% 9.00% -37.28% 5.78% 1.32% 44.74%
SCSC SCH Global Smaller Companies 20% 0.45% 2.11% -11.83% 18.30% 1.10% 25.97%
Average 2.43% 2.70% -15.71% 9.25% 0.70% 27.42%

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
BREBE BR Emerging Markets Bond 15% -1.24% -2.46% -7.88% 1.76% 0.66% 12.30%
JHHYE JH Horizon Global High Yield 20% 0.17% -0.67% -10.24% 1.07% -0.95% 11.32%
MFPWE MFS Prudent Wealth 15% 0.18% 1.48% -7.86% 2.17% 5.29% 6.76%
MSGBE MS Global Brands 15% 0.72% 1.51% -10.27% 9.77% 4.76% 19.79%
PMGBE PIMCO Global Bond 25% 1.19% 0.14% -8.52% -2.23% -1.80% 5.34%
TKASE FT K2 Alternative Strategies 10% -0.91% -0.81% -6.82% 1.54% -1.77% 6.21%
Average 0.19% -0.10% -8.76% 1.87% 0.79% 10.05%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
AHLGE Man AHL Diversified Guernsey 10% -6.67% -6.11% -6.22% 3.61% 4.42% 17.94%
BRCEE BR Continental European Flexible 15% 7.87% 8.98% -4.38% 22.35% 8.85% 23.37%
BREBE BR Emerging Markets Bond 10% -1.24% -2.46% -7.88% 1.76% 0.66% 12.30%
MSCBE MS Euro Corporate Bond 20% 0.79% 0.02% -9.06% -0.87% -1.55% 6.79%
MSGBE MS Global Brands 25% 0.72% 1.51% -10.27% 9.77% 4.76% 19.79%
SCSCE SCH Global Smaller Companies 20% -1.21% 0.85% -9.79% 18.37% 3.41% 22.97%
Average 0.49% 1.04% -8.40% 9.83% 3.40% 17.43%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ACEME AB Emerging Markets Growth 15% -1.35% -0.97% -10.89% 9.20% -1.58% 20.00%
AHLGE Man AHL Diversified Guernsey 15% -6.67% -6.11% -6.22% 3.61% 4.42% 17.94%
BRMCE BR EM Corporate Bond 10% -1.54% -1.82% -9.38% -0.93% -1.90% 10.19%
INEEE NO European Equity 15% 1.52% 4.06% -3.77% 16.86% 2.20% 21.83%
MSEGE MS US Growth 25% 10.34% 7.75% -35.51% 6.29% 4.17% 42.78%
SCSCE SCH Global Smaller Companies 20% -1.21% 0.85% -9.79% 18.37% 3.41% 22.97%
Average 1.21% 1.47% -14.91% 9.60% 2.29% 25.27%

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ABHYG AB Global High Yield 20% -1.69% -2.56% -14.72% -3.15% -7.66% 14.09%
BRWBG BR World Bond 25% 1.98% 0.46% -7.35% -2.09% -1.00% 6.28%
GATRG GAM Trading II 10% -0.89% -1.43% -2.88% -0.89% 0.54% 9.19%
IVSB2G Invesco Sterling Bond 15% 1.17% 0.51% -6.46% -0.03% 0.33% 6.81%
MFWG MFS Prudent Wealth H 10% 1.72% 2.51% -11.25% 1.32% 1.71% 9.31%
MSGBG MS Global Brands 20% 1.19% 2.04% -8.09% 11.45% 6.41% 19.82%
Average 0.65% 0.20% -8.78% 1.18% -0.23% 11.22%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ABHYG AB Global High Yield 15% -1.69% -2.56% -14.72% -3.15% -7.66% 14.09%
AHLGG Man AHL Trend 10% -5.09% -4.90% 7.64% -0.82% 3.90% 14.67%
JHGEG JH Global Equity 20% -3.50% -2.00% -8.54% 11.53% 7.12% 17.88%
MFEDG MFS Emerging Markets Debt 15% -3.05% -2.08% -0.73% -1.06% 1.73% 9.91%
MSGBG MS Global Brands 25% 1.19% 2.04% -8.09% 11.45% 6.41% 19.82%
MSUAG MS US Advantage 15% 11.84% 10.13% -31.19% 0.81% -1.12% 39.48%
Average 0.15% 0.44% -9.96% 4.58% 2.36% 19.52%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
AHLGG Man AHL Trend 15% -5.09% -4.90% 7.64% -0.82% 3.90% 14.67%
BRWTG BR World Technology 20% 11.55% 10.39% -13.23% 16.05% 13.44% 25.85%
MFEEG MFS Emerging Markets Equity 15% 0.99% 1.88% -10.60% 6.03% -5.07% 21.81%
MFEV2G MFS European Value 15% 1.57% 4.17% 0.72% 12.97% 7.05% 18.67%
MSGBG MS Global Brands 25% 1.19% 2.04% -8.09% 11.45% 6.41% 19.82%
SCECG SCH Emerging Market Hard Currency 10% -1.73% -1.74% -1.33% -1.24% 0.57% 11.02%
Average 2.06% 2.59% -5.14% 8.68% 5.23% 19.50%