Suggested Strategy

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ABLV AB Low Vol Equity Portfolio 15% 2.54% 4.96% 5.87% 13.13% 7.85% 11.66%
BREB BR Emerging Markets Bond 15% 3.91% 2.98% 13.00% 13.10% 3.66% 6.37%
JHHY JH Horizon Global High Yield 20% 2.48% 1.96% 6.55% 9.21% 2.45% 4.15%
MSBO MS Global Bond 25% -1.08% -0.74% 0.56% 3.50% -2.05% 5.77%
MSGB MS Global Brands 15% -9.90% -0.02% -16.88% 0.18% -0.38% 11.71%
TKAS FT K2 Alternative Strategies 10% 3.81% 2.63% 9.32% 7.61% 2.90% 3.72%
Average 0.09% 1.66% 2.68% 7.44% 1.94% 7.11%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
AHLG Man AHL Diversified Guernsey 10% 4.86% 1.00% 36.91% 3.57% 3.57% 16.13%
BREB BR Emerging Markets Bond 10% 3.91% 2.98% 13.00% 13.10% 3.66% 6.37%
JHHY JH Horizon Global High Yield 20% 2.48% 1.96% 6.55% 9.21% 2.45% 4.15%
MSGB MS Global Brands 25% -9.90% -0.02% -16.88% 0.18% -0.38% 11.71%
MSGO MS Global Opportunity 20% 3.63% 12.79% -0.24% 18.29% 3.63% 20.06%
SCSC SCH Global Smaller Companies 15% 13.61% 5.95% 18.01% 10.03% 2.66% 15.65%
Average 1.67% 4.24% 4.73% 8.72% 2.24% 12.37%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ACEM AB Emerging Markets Growth 15% 27.10% 12.82% 44.37% 21.01% 5.59% 18.53%
AHLG Man AHL Diversified Guernsey 15% 4.86% 1.00% 36.91% 3.57% 3.57% 16.13%
INEE NO European Equity 15% 6.00% 2.54% 13.07% 18.55% 8.21% 17.15%
MSEC MS EM Corp Debt 10% 2.71% 1.74% 6.02% 8.45% 2.03% 3.58%
MSEG MS US Growth 25% -1.72% 17.08% -0.16% 22.96% -3.05% 30.16%
SCSC SCH Global Smaller Companies 20% 13.61% 5.95% 18.01% 10.03% 2.66% 15.65%
Average 8.26% 8.09% 18.32% 15.06% 2.58% 18.80%

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
BREBE BR Emerging Markets Bond 15% 6.56% 5.18% 15.60% 11.51% 4.42% 7.79%
JHHYE JH Horizon Global High Yield 20% 1.56% 1.54% 4.44% 7.24% 0.56% 4.14%
MFPWE MFS Prudent Wealth 15% 0.11% 3.14% -0.70% 5.21% 2.18% 9.29%
MSGBE MS Global Brands 15% -11.01% -0.53% -18.88% -1.96% -2.64% 11.71%
PMGBE PIMCO Global Bond 25% -1.22% -0.04% 0.47% 2.75% -1.62% 4.38%
TKASE FT K2 Alternative Strategies 10% 2.89% 2.26% 7.11% 5.70% 1.07% 3.71%
Average -0.36% 1.69% 1.12% 4.92% 0.41% 6.61%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
AHLGE Man AHL Diversified Guernsey 10% 3.41% 0.33% 31.15% 0.40% 0.89% 17.39%
BRCEE BR Continental European Flexible 15% 9.08% 9.81% 11.63% 11.21% 4.88% 16.66%
BREBE BR Emerging Markets Bond 10% 6.56% 5.18% 15.60% 11.51% 4.42% 7.79%
MSCBE MS Euro Corporate Bond 20% 0.57% 0.90% 1.33% 4.96% -0.05% 3.05%
MSGBE MS Global Brands 25% -11.01% -0.53% -18.88% -1.96% -2.64% 11.71%
SCSCE SCH Global Smaller Companies 20% 16.27% 8.24% 20.41% 7.94% 2.93% 14.97%
Average 2.97% 3.72% 6.05% 4.96% 1.18% 11.55%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ACEME AB Emerging Markets Growth 15% 30.30% 15.50% 48.00% 19.47% 6.40% 17.41%
AHLGE Man AHL Diversified Guernsey 15% 3.41% 0.33% 31.15% 0.40% 0.89% 17.39%
BRMCE BR EM Corporate Bond 10% 0.08% 1.26% 3.08% 5.17% -0.81% 3.51%
INEEE NO European Equity 15% 8.61% 5.02% 15.75% 17.00% 9.02% 14.65%
MSEGE MS US Growth 25% 0.74% 19.54% 2.14% 21.24% -2.34% 29.96%
SCSCE SCH Global Smaller Companies 20% 16.27% 8.24% 20.41% 7.94% 2.93% 14.97%
Average 9.80% 9.79% 19.16% 12.95% 2.37% 18.25%

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ABHYG AB Global High Yield 20% -1.83% -0.49% -2.49% 0.43% -4.70% 4.55%
BRWBG BR World Bond 25% 0.08% 0.25% 2.47% 3.95% -0.89% 4.42%
IVSB2G Invesco Sterling Bond 15% -0.59% 0.07% 3.02% 6.34% 0.75% 5.85%
MFWG MFS Prudent Wealth H 10% -2.25% 0.86% -2.90% 6.79% 1.40% 9.69%
MSGBG MS Global Brands 20% -9.66% 0.07% -16.35% 0.63% -0.31% 11.69%
Average -2.59% 0.08% -2.99% 2.83% -0.97% 6.20%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ABHYG AB Global High Yield 15% -1.83% -0.49% -2.49% 0.43% -4.70% 4.55%
AHLGG Man AHL Trend 10% 10.25% 2.59% 39.97% 1.90% 1.96% 15.47%
JHGEG JH Global Select 20% 8.84% 5.38% 16.92% 16.43% 7.30% 12.78%
MFEDG MFS Emerging Markets Debt 15% -1.56% 4.52% 1.16% -1.32% 1.24% 8.92%
MSGBG MS Global Brands 25% -9.66% 0.07% -16.35% 0.63% -0.31% 11.69%
MSUAG MS US Advantage 15% -0.47% 16.09% -1.93% 18.67% -3.33% 25.09%
Average -0.20% 4.37% 2.80% 6.30% 0.56% 12.81%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
AHLGG Man AHL Trend 15% 10.25% 2.59% 39.97% 1.90% 1.96% 15.47%
BRWTG BR World Technology 20% 33.46% 31.25% 48.64% 31.61% 13.57% 23.27%
MFEEG MFS Emerging Markets Equity 15% 13.48% 8.42% 31.68% 20.28% 6.11% 15.39%
MFEV2G MFS European Value 15% -1.93% 2.47% -1.93% 2.55% 7.16% 15.08%
MSGBG MS Global Brands 25% -9.66% 0.07% -16.35% 0.63% -0.31% 11.69%
SCECG SCH Emerging Market Hard Currency 10% 2.60% 2.33% 12.76% 9.35% 2.68% 7.53%
Average 7.81% 8.52% 17.37% 11.12% 5.19% 15.22%