Suggested Strategy

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ABLV AB Low Vol Equity Portfolio 15% -14.33% -10.57% -7.15% 4.88% 6.43% 19.28%
BREB BR Emerging Markets Bond 15% -18.24% -10.39% -20.86% -5.30% -2.18% 13.41%
JHHY JH Horizon Global High Yield 20% -14.65% -8.70% -15.98% -1.22% 1.60% 10.68%
MSBO MS Global Bond 25% -15.50% -9.03% -17.55% -3.89% -1.04% 6.59%
MSGB MS Global Brands 15% -15.76% -7.37% -7.94% 6.68% 8.76% 18.41%
TKAS FT K2 Alternative Strategies 10% -8.46% -4.70% -9.27% -0.35% 0.79% 5.94%
Average -14.90% -8.72% -13.90% -0.31% 2.09% 12.04%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
AHLG Man AHL Diversified Guernsey 10% 16.79% 5.12% 14.02% 10.48% 7.56% 16.67%
BREB BR Emerging Markets Bond 10% -18.24% -10.39% -20.86% -5.30% -2.18% 13.41%
JHHY JH Horizon Global High Yield 20% -14.65% -8.70% -15.98% -1.22% 1.60% 10.68%
MSGB MS Global Brands 25% -15.76% -7.37% -7.94% 6.68% 8.76% 18.41%
MSGO MS Global Opportunity 20% -38.48% -22.59% -42.94% 0.19% 6.56% 25.59%
SCSC SCH Global Smaller Companies 15% -21.97% -12.69% -19.81% 3.50% 2.80% 24.58%
Average -18.01% -10.53% -17.42% 2.51% 4.78% 18.55%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ACEM AB Emerging Markets Growth 15% -15.13% -5.49% -25.86% 1.62% 0.46% 21.72%
AHLG Man AHL Diversified Guernsey 15% 16.79% 5.12% 14.02% 10.48% 7.56% 16.67%
INEE NO European Equity 15% -22.58% -14.41% -22.53% -1.54% -0.48% 24.98%
MSEC MS EM Corp Debt 10% -14.78% -5.40% -15.68% -3.08% -0.67% 8.86%
MSEG MS US Growth 25% -50.93% -34.12% -57.35% -0.24% 8.14% 39.63%
SCSC SCH Global Smaller Companies 20% -21.97% -12.69% -19.81% 3.50% 2.80% 24.58%
Average -21.74% -13.83% -25.02% 1.92% 3.66% 25.22%

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
BREBE BR Emerging Markets Bond 15% -12.26% -6.67% -10.35% -2.81% -0.67% 11.27%
JHHYE JH Horizon Global High Yield 20% -15.22% -9.10% -16.95% -2.78% -0.43% 10.76%
MFPWE MFS Prudent Wealth 15% -6.31% -3.40% -0.92% 4.75% 6.11% 6.57%
MSGBE MS Global Brands 15% -16.61% -7.96% -9.32% 4.71% 6.34% 18.43%
PMGBE PIMCO Global Bond 25% -10.99% -6.01% -12.07% -3.25% -1.64% 4.82%
TKASE FT K2 Alternative Strategies 10% -9.08% -5.12% -10.14% -1.92% -1.29% 5.98%
Average -11.98% -6.54% -10.51% -0.56% 1.14% 9.40%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
AHLGE Man AHL Diversified Guernsey 10% 16.37% 4.81% 12.63% 9.14% 5.48% 16.80%
BRCEE BR Continental European Flexible 15% -27.07% -15.09% -21.25% 8.08% 6.80% 22.41%
BREBE BR Emerging Markets Bond 10% -12.26% -6.67% -10.35% -2.81% -0.67% 11.27%
MSCBE MS Euro Corporate Bond 20% -13.62% -8.42% -14.23% -3.60% -1.37% 6.08%
MSGBE MS Global Brands 25% -16.61% -7.96% -9.32% 4.71% 6.34% 18.43%
SCSCE SCH Global Smaller Companies 20% -16.16% -9.33% -9.74% 5.67% 3.78% 22.02%
Average -13.76% -7.99% -10.08% 3.44% 3.57% 16.40%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ACEME AB Emerging Markets Growth 15% -8.95% -1.35% -16.04% 4.25% 2.04% 19.22%
AHLGE Man AHL Diversified Guernsey 15% 16.37% 4.81% 12.63% 9.14% 5.48% 16.80%
BRMCE BR EM Corporate Bond 10% -15.84% -8.40% -17.25% -3.62% -1.62% 9.51%
INEEE NO European Equity 15% -17.11% -10.74% -12.32% 0.99% 1.06% 21.18%
MSEGE MS US Growth 25% -47.33% -31.40% -51.71% 2.37% 9.80% 38.63%
SCSCE SCH Global Smaller Companies 20% -16.16% -9.33% -9.74% 5.67% 3.78% 22.02%
Average -18.10% -11.65% -18.96% 3.52% 4.33% 23.59%

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ABHYG AB Global High Yield 20% -17.27% -10.90% -20.65% -9.49% -7.54% 13.32%
BRWBG BR World Bond 25% -11.57% -5.09% -11.85% -2.69% -0.85% 5.80%
GATRG GAM Trading II 10% -1.64% 3.10% -1.89% -0.97% 1.30% 9.51%
IVSB2G Invesco Sterling Bond 15% -10.90% -6.59% -11.50% -1.14% 0.28% 4.58%
MFWG MFS Prudent Wealth H 10% -12.81% -7.62% -12.65% 1.83% 3.76% 7.93%
MSGBG MS Global Brands 20% -15.84% -7.42% -7.88% 5.98% 7.83% 18.45%
Average -12.59% -6.38% -11.85% -1.46% 0.39% 10.24%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ABHYG AB Global High Yield 15% -17.27% -10.90% -20.65% -9.49% -7.54% 13.32%
AHLGG Man AHL Trend 10% 12.68% 7.56% 3.07% 4.46% 5.36% 15.46%
JHGEG JH Global Equity 20% -17.78% -9.93% -9.49% 6.89% 7.87% 17.25%
MFEDG MFS Emerging Markets Debt 15% -9.88% -3.11% -9.11% -3.30% -0.19% 9.23%
MSGBG MS Global Brands 25% -15.84% -7.42% -7.88% 5.98% 7.83% 18.45%
MSUAG MS US Advantage 15% -48.77% -32.14% -55.83% -6.23% 2.97% 34.00%
Average -17.64% -10.01% -16.40% 0.47% 3.35% 18.09%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
AHLGG Man AHL Trend 15% 12.68% 7.56% 3.07% 4.46% 5.36% 15.46%
BRWTG BR World Technology 20% -27.22% -15.90% -24.49% 14.67% 19.14% 24.66%
MFEEG MFS Emerging Markets Equity 15% -18.46% -8.78% -27.97% -4.53% -1.46% 20.99%
MFEV2G MFS European Value 15% -16.13% -6.84% -9.83% 2.80% 5.00% 17.66%
MSGBG MS Global Brands 25% -15.84% -7.42% -7.88% 5.98% 7.83% 18.45%
SCECG SCH Emerging Market Hard Currency 10% -14.29% -3.52% -13.10% -5.54% -1.44% 10.86%
Average -14.12% -6.60% -13.39% 4.28% 6.98% 18.75%