Suggested Strategy

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ABLV AB Low Vol Equity Portfolio 15% 2.80% 2.65% 6.28% 11.97% 7.89% 11.58%
BREB BR Emerging Markets Bond 15% 3.61% 0.71% 12.15% 11.84% 3.60% 6.36%
JHHY JH Horizon Global High Yield 20% 2.31% 0.84% 5.98% 8.59% 2.45% 4.14%
MSBO MS Global Bond 25% -1.41% -1.72% 0.00% 2.71% -2.15% 5.77%
MSGB MS Global Brands 15% -9.69% -2.87% -15.91% -0.75% -0.29% 11.48%
TKAS FT K2 Alternative Strategies 10% 3.74% 2.34% 8.99% 7.31% 2.90% 3.71%
Average -0.01% 0.05% 2.47% 6.59% 1.92% 7.05%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
AHLG Man AHL Diversified Guernsey 10% 4.97% 2.40% 38.25% 4.92% 4.27% 16.11%
BREB BR Emerging Markets Bond 10% 3.61% 0.71% 12.15% 11.84% 3.60% 6.36%
JHHY JH Horizon Global High Yield 20% 2.31% 0.84% 5.98% 8.59% 2.45% 4.14%
MSGB MS Global Brands 25% -9.69% -2.87% -15.91% -0.75% -0.29% 11.48%
MSGO MS Global Opportunity 20% 1.12% 3.43% -0.95% 15.81% 2.96% 20.06%
SCSC SCH Global Smaller Companies 15% 13.97% 2.01% 19.01% 9.04% 2.77% 15.50%
Average 1.22% 0.75% 4.92% 7.72% 2.21% 12.28%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ACEM AB Emerging Markets Growth 15% 23.62% 3.14% 39.93% 19.25% 4.99% 18.91%
AHLG Man AHL Diversified Guernsey 15% 4.97% 2.40% 38.25% 4.92% 4.27% 16.11%
INEE NO European Equity 15% 5.50% 3.22% 14.94% 17.05% 8.47% 17.03%
MSEC MS EM Corp Debt 10% 2.60% 0.31% 5.38% 7.82% 1.97% 3.57%
MSEG MS US Growth 25% -6.56% -2.67% -5.32% 18.39% -4.32% 30.20%
SCSC SCH Global Smaller Companies 20% 13.97% 2.01% 19.01% 9.04% 2.77% 15.50%
Average 6.53% 1.08% 16.98% 13.37% 2.33% 18.81%

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
BREBE BR Emerging Markets Bond 15% 6.51% 3.58% 15.04% 10.77% 4.33% 7.78%
JHHYE JH Horizon Global High Yield 20% 1.33% 0.42% 3.91% 6.65% 0.56% 4.13%
MFPWE MFS Prudent Wealth 15% 0.52% 1.16% -0.52% 4.51% 2.08% 9.21%
MSGBE MS Global Brands 15% -10.84% -3.38% -17.88% -2.86% -2.56% 11.48%
PMGBE PIMCO Global Bond 25% -2.06% -1.10% -0.51% 1.98% -1.86% 4.39%
TKASE FT K2 Alternative Strategies 10% 2.71% 1.91% 6.83% 5.36% 1.06% 3.69%
Average -0.55% 0.20% 0.83% 4.22% 0.33% 6.56%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
AHLGE Man AHL Diversified Guernsey 10% 3.35% 1.82% 32.50% 1.68% 1.55% 17.39%
BRCEE BR Continental European Flexible 15% 7.80% 7.84% 12.95% 9.78% 4.29% 16.78%
BREBE BR Emerging Markets Bond 10% 6.51% 3.58% 15.04% 10.77% 4.33% 7.78%
MSCBE MS Euro Corporate Bond 20% 0.11% 0.00% 0.48% 4.27% -0.21% 3.06%
MSGBE MS Global Brands 25% -10.84% -3.38% -17.88% -2.86% -2.56% 11.48%
SCSCE SCH Global Smaller Companies 20% 16.78% 4.75% 21.38% 7.47% 2.95% 14.88%
Average 2.82% 1.82% 6.60% 4.35% 1.14% 11.49%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ACEME AB Emerging Markets Growth 15% 26.93% 5.79% 44.11% 18.01% 5.64% 17.91%
AHLGE Man AHL Diversified Guernsey 15% 3.35% 1.82% 32.50% 1.68% 1.55% 17.39%
BRMCE BR EM Corporate Bond 10% -0.08% 0.00% 2.56% 4.71% -0.88% 3.50%
INEEE NO European Equity 15% 8.35% 5.94% 18.32% 15.89% 9.13% 14.59%
MSEGE MS US Growth 25% -3.98% 0.12% -2.92% 17.25% -3.66% 30.01%
SCSCE SCH Global Smaller Companies 20% 16.78% 4.75% 21.38% 7.47% 2.95% 14.88%
Average 8.15% 3.01% 18.04% 11.61% 2.04% 18.31%

Conservative Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ABHYG AB Global High Yield 20% -2.12% -1.55% -3.06% -0.23% -4.74% 4.54%
BRWBG BR World Bond 25% -0.42% -0.75% 1.70% 3.27% -1.07% 4.43%
IVSB2G Invesco Sterling Bond 15% -1.07% 0.00% 2.51% 4.90% 0.65% 5.82%
MFWG MFS Prudent Wealth H 10% -2.00% -1.26% -3.17% 5.88% 1.48% 9.61%
MSGBG MS Global Brands 20% -9.43% -2.76% -15.38% -0.32% -0.22% 11.47%
Average -2.78% -1.18% -3.20% 2.03% -1.01% 6.14%

Balanced Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
ABHYG AB Global High Yield 15% -2.12% -1.55% -3.06% -0.23% -4.74% 4.54%
AHLGG Man AHL Trend 10% 12.04% 3.50% 40.84% 3.81% 2.17% 15.49%
JHGEG JH Global Select 20% 7.70% 2.32% 15.04% 14.62% 6.80% 12.93%
MFEDG MFS Emerging Markets Debt 15% -1.56% 4.52% 1.16% -1.32% 1.24% 8.92%
MSGBG MS Global Brands 25% -9.43% -2.76% -15.38% -0.32% -0.22% 11.47%
MSUAG MS US Advantage 15% -5.11% -0.86% -6.51% 14.83% -4.42% 25.08%
Average -0.93% 0.44% 1.99% 5.22% 0.33% 12.78%

Aggressive Strategy

Fund Code Fund Name Allocation YTD 3 m 1 yr 3 yrs ann. 5 yrs ann. 3 yr Vol.
AHLGG Man AHL Trend 15% 12.04% 3.50% 40.84% 3.81% 2.17% 15.49%
BRWTG BR World Technology 20% 27.86% 15.17% 42.28% 28.50% 12.24% 24.02%
MFEEG MFS Emerging Markets Equity 15% 11.95% 3.52% 27.72% 18.93% 5.70% 15.40%
MFEV2G MFS European Value 15% -1.93% 2.47% -1.93% 2.55% 7.16% 15.08%
MSGBG MS Global Brands 25% -9.43% -2.76% -15.38% -0.32% -0.22% 11.47%
SCECG SCH Emerging Market Hard Currency 10% 2.52% 0.90% 11.32% 8.65% 2.49% 7.49%
Average 6.78% 3.86% 15.74% 10.28% 4.90% 15.32%